Communities That Care A Community Land Trust
Communities That Care A Community Land Trust

Accessible and affordable housing for all

We seek to make home ownership possible!

Accessible and affordable housing for all

We seek to make home ownership possible!

Welcome

Communities That Care CLT (CTC-CLT) is a 501(c)(3) non-profit property developer based in Gainesville, Florida, serving Alachua County.

 OUR MISSION: To develop diverse communities of owner-occupied housing which support low to moderate income working families and individuals, ensuring affordability.

Meet the Board

Gary Hankins, President

Retired physician and acting Executive Director

Scott Winzeler, Vice-President

Executive Director, Alachua Habitat for Humanity

Karen Brown, Secretary

VP for Housing, Meridian Mental Health

Anne Polo, Corresponding Secretary

 Project Manager, Sherer Construction 

Kip Harrison, Treasurer

President, Capital City Bank

Nkwanda Jah, Member at Large

Executive Forector, 

Community Arts Coalition, Inc.

Nancy Hardt, Member at Large

Founder, Alachua County Moble Health Clinic

Greg McGann, Member at Large

Licensed Clinical Social Worker

Anne Ray, Member at Large

Florida Housing Data Clearinghouse Manager,

Shimberg Center for Housing Studies

what is a community land trust and what does it do?

 A community land trust is a nonprofit corporation that develops and stewards affordable housing, community gardens, civic buildings, commercial spaces and other community assets on behalf of a community.  A CLT is a tool that creates a public space where individual citizens can collaborate to influence both the shape and pace of development in their neighborhood. It is a means by which a community can build local community wealth and make home ownership accessible to families otherwise excluded for the private housing market.


Here is how the CLT works to promote home ownership (the Shared Equity Model):

  •   A community land trust acquires land and homes from private and public donors with the purpose of keeping them permanently affordable. Individual homebuyers buy the homes on land owned by the CLT (they share the equity). The buyers get mortgage financing to purchase the home, just like a regular homebuyer.
  •   The CLT continues to own the land and leases it to the homebuyer for a nominal monthly fee. That lowers the price for the buyer, since the family is only paying for the cost of the house. 
  •   The CLT and homebuyer formalize their partnership through the signing a ground lease that lays out both parties’ rights and responsibilities, and a resale formula for the home with a set appreciation rate. 
  •   When a homeowner decides to sell, the house is sold back to the CLT for a price based on the resale formula. The price doesn’t include the appreciation of the land, since the CLT owns the land. That’s the key to permanent affordability: it allows the CLT to sell the home to the next buyer at an affordable price, without including any upswings in land value, in perpetuity.
  •   At the time of home sale private or public subsidy invested in building the property is returned to the CLT. This preserves the subsidy to the benefit of the next buyer.
  •  Public affordable housing programs such as the SHIP program and local affordable housing trust funds can help lower the costs for land acquisition and construction, and provide down payment assistance for home buyers.
  •   The CLT provides vital stewardship services to home owners including home management and financial counseling before the purchase, post-purchase guidance and foreclosure prevention services if they need it. 

    


CTC-CLT Development Plan

The CLT is a young organization in the process of building capacity and raising operational funding. We hope to start our first property development project in 2019. When we are ready to accept applications for the purchase of CLT homes, the announcement will be published on this site. Please stay tuned.

CTC-CLT Co-Sponsoring Jackson Center Visit and Workshops Report

Based in Durham, NC, the Jackson Center in collaboration with Self-Help Credit Union have created an effective partnership to preserve traditional neighborhoods, prevent displacement and create affordable housing. On March 22 the Jackson Center team toured selected neighborhoods in Gainesville, Florida, with citizen representatives from each community. At 2 PM the team presented a review of the Center's programs designed to build community leadership and networking structures in the Durham/Chapel Hill, NC, area and implement neighborhood preservation and displacement prevention efforts. A four hour workshop open to the general community was held on March 23rd was attended by several hundred citizens. Key features of the model include an "abundance model" of development where executive decision making on all projects is in the hands of citizen boards consisting of neighborhood residents, the creation of a Land Bank to hold sensitive properties pending development, the creation of a large Affordable Housing Trust Fund and full engagement including financial support from local universities (UNC and Duke). The trust fund and land bank allow the community to compete in the market with for-profit developers and provide time for the neighborhood leadership to come to consensus on the direction and rate of development. One of the property developers collaborating on the projects is a community land trust. It was clear that many elements of this strategy could be implemented in Alachua County. Plans were make to continue the dialogue with the Jackson Center and Self-Help administrators to further the goal of implementation in Alachua County.

CLT Ford Foundation Grant

On April 3rd the CTC-CLT submitted an application for a Ford Foundation College Community Challenge Grant. This $25,000 grant features collaboration between the Alachua County, Florida, Pleasant Street Neighborhood, the CLT and the University of Florida Historic Preservation Program. The rational  and details of the execution plan of the grant are contained in the downloadable file link below.

CTC-CLT Applies for a Ford Foundation Grant Media (docx)

Download

CTC-CLT donors - subscribers - Sponsors/supporters

Donors

Tony Barr

Gary Hankins

Greg McGann

Gerri Otim

Sandra Powers

Capital City Bank

Lydia B. Stokes Foundation

Subscribers

Karen Brown

Kim Hankins

Heather Ivanov

Anne Ray

Scott Winzeler

Sponsors/Supporters

Alachua County Board of County Commissioners

City of Gainesville

Conservation Clinic - University of Florida College of Law

Florida Community Design Center

Florida Housing Coalition

Gainesville-4-all (James Lawrence)

The Gainesville Sun

Lawton Jackson

United Way of North Central Florida

University of Florida Shimberg Center for Housing Studies

Randy Wells

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Call or Visit

Communities That Care Community Land Trust

6031 NW 1st Place, Gainesville, FL 32607, us

(352) 262-9038